The Real Results of Government Assistance

email sent to Rep Roe, and Sen Corker and Alexander

The purpose of this email is to inform you of the results of your efforts. My guess is you and your compatriots get so involved in working with the "other guys" you lose sight of what you initially were attempting to accomplish. You know, you get so up to you're a** in alligators you forget you were meaning to drain the swamp.

Remember the Cash for Clunkers program? The people who were driving the clunkers could not afford to buy a newer car but your rich friends such as millionaire Bill Frist, a former associate of yours, could and he even bragged how he took advantage of the government program. The Cash for Clunkers was a stimulus for your rich friends all at the expense of the taxpayers.

Reverse Mortgages do not help those of us who are having a difficult time financially because due to the way the program is structured a substantial amount of cash is required at "closing." But your rich friends, 62 years of age and older who own million dollar houses can take advantage of the program. The individual making minimum wage remains overwhelmed while your rich friends take the money they would have paid on their mortgage invest it and make even more money all at the expense of the taxpayers.

The most recent program announced will qualify 1 million of 11 million individuals owing more on their mortgage than their house is worth. Apparently you and your fellow senators or representatives think giving a person who has lost their house due to foreclosure a check for $2,000 will replace their house. Last year, following ten months of rejections and threats of foreclosure Chase Bank "blessed" me with a Home Loan Modification. The result is the length of the loan was extended the interest rate was lowered resulting in a $500 per month reduction in the payment. No expense to the taxpayer since I owe the same amount.

Whether we like it or not in cases such as a homeless person living on the streets they can do nothing to help themselves. Someone has to give them clothes so they can apply for a job. Someone has to give them a place to live so they can prepare to apply for a job. Someone has to give them food so they can be healthy enough to apply for a job. Someone has to give them money to go to school so they can be qualified for a job. In each of these cases to truly help there cannot be complex qualifications or processes to apply. So far you are doing nothing to help people like that.

But we all see how you are helping your rich friends.