Getting DUIs Under Control

In Tennessee you will find examples where there were 30 DUIs with little or no jail time. How about a few suggestions:

Insurance Companies policies should include items such as upon an arrest for DUI, even if their was no accident, the policy cost quadruples or more or cancelled whichever the insurance company preferred. In the case of an accident, the insurance company will not pay for any medical expenses nor collision claims if the Police conclude the driver was DUI. They would agree to pay a minimum liability and work with the injured parties to sue the policy holder. And the policy would be cancelled as of the date of the accident. The wording in the policy would be such that the policy owner is agreeing to these limitations not that they are being forced upon them. Of course legions of lawyers need to be involved to make sure the limitations will be enforced.

Federal , State and Local laws should require:

Upon an arrest for for DUI the automobile is confiscated, guilty person loses their driving license for 6 months and they spend 200 hours in community service, 80 contiguous hours in jail and complete a rehab program, All of those would be within the same six months during the license suspension.

Driving on a suspended license would result in 5 years of license suspension, 1 year in jail. A second violation would required 10 years of license suspension and 5 years in jail. The next violation would be 20 years of license suspension and 10 years in jail. and on and on, These would be consecutive penalties Allowances could be made for documented proof of no contact with alcohol or drugs or bars or drug dealers for 5 years. The individual would be responsible for documentation.

A DUI with an accident would mean a lifetime license suspension. If someone is hurt 10 years in jail. If someone is killed, life in prison,

All jail sentences would be without the possibility of parole.

Federal laws would prohibit insurance companies from using DUI related expenses in the numbers they use to determine their rates to be charged to the consumer. In other words insurance companies and their stock holders would have to eat those expenses.

When the Federal and State governments and insurance companies get serious we will be able to greatly reduce such situations.