Sometimes we lose sight of the original objective. Step back for a second and consider:
In a free market, why is the government involved in guaranteeing home loans? Organizations such as governments who have no income other than what someone gives them begin to think the money is their money instead of it being the government's money. As a taxpayer I want government out of the home loan business. I want the government out of the business of providing tax deductions associated with home loans or the interest paid on them. Government has better things to do than be the insurer of anything. Where in the Constitution is the government assigned the authority? Get government out of the home loan business.
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